Welcome to First Scaffolding Insurance
We offer a range of specialist insurance products, catered specifically to the needs of scaffolding firms and independent contractors.
Whether you require employers’ liability insurance or you’re looking to insure tools or even contract works, we can offer you a competitive quote quickly and without any hassle.
No height restrictions, a public liability indemnity limit of £10 Million, added policy extensions, Personal Accident protection and Professional Indemnity cover, are some of the product features you can choose from.
We can also offer a premium instalment facility so you can spread your premium into monthly payments if you prefer. For more details or for a quick quote, simply call 0800 652 5551.
When working on houses or commercial properties, scaffolders and contracting companies need to know that their insurance is fully comprehensive.
Scaffolding insurance is something that you simply cannot afford to be without. If you don’t have the right indemnity or liability cover there to protect you, you and your business would be completely defenceless in the event of a claim.
To help ensure your business has the protection it needs, the team here at First Scaffolding Insurance works with some of the UK’s leading, specialist insurers to deliver both a competitive premium and service.
Whether you work in the domestic, commercial or industrial market, we can tailor an insurance package to suit the needs of your business. We begin by looking at how you work, the number of people you employ, your working hours, and how factors such as these will shape the type of cover you’ll need.
Arrange cover through with us and you can benefit from the following product features:
- no height limit
- temporary employees cover
- contract works cover up to a limit of £100,000
- professional indemnity cover up to £25,000
- personal accident cover with a Limit of £25,000
- tools cover up to £2,500
To discuss your requirements in detail, or for a competitive quote contact us today on 0800 652 5551 or email email@example.com.
To make things even easier, we offer a ten-month payment facility through Premium Credit Finance Ltd.*
We also accept Debit and Credit Card payments if that’s a more convenient option for you.**
- * subject to the relevant interest charge
- ** subject to a small administration fee at our discretion
Stay up-to-date with industry’s latest health and safety requirements
We’re Members of Broker Network, the UK’s largest network of independent insurance brokers
We are also Members of the British Insurance Brokers Association (BIBA)
Clients experiencing financial difficulties
On the 18th May 2020, the Financial Conduct Authority introduced new measures for insurance and premium finance firms to help clients in financial difficulty. Should you be experiencing financial hardship, or if things change at work or home, we may be able to help by:
- Re-assessing your demands & needs
- Reviewing levels of cover
- Adding or removing optional covers such as legal expenses
- Adding or removing people on your policy
Where amendments to your insurance cover does not alleviate your payment difficulties, you should contact your finance provider directly as further support may be available, which could potentially include:
- The possibility of deferring payments (refer to FAQ’s)
- Reduced repayments, or rescheduled term
- Waiving missed or late payment fees
- Amending your repayment date without any cost
- Reducing interest payments
It is important that customers do not leave themselves uninsured, so we encourage you to contact us to discuss the options available if you are struggling to afford your payments during this uncertain time.
Please see our FAQ’s on Payment Deferrals
Q – What is a payment deferral?
A – A payment deferral is an arrangement under which a firm permits a customer that pays their insurance premium in instalments to make no payments for a specified period
Q – How do I apply for a payment deferral?
A – You should contact your insurer or finance provider direct
Q – If I am granted payment deferral, will I be classed as being in arrears on my payments?
A – No, nor would the provider or any third party such as broker or debt collector be allowed to cancel the policy or collect payment during the deferral period
Q – How long can I defer payments?
A – One to three months however, the provider can grant a longer extension should they wish
Q – Will I have to pay a fee?
A – The Financial Conduct Authority (FCA) would not expect a customer to be liable to pay any charge or fee in connection with the granting of a payment deferral
Post and paper-based documents
We continue to handle all post (incoming and outgoing), and paper-based documents such as cheques, as quickly and efficiently as possible to ensure they are processed in a timely manner to safeguard policy cover. Should you have any concerns about instructions or cheques you have sent which may not have been processed, or documents you believe you are due from us, please contact us urgently.
Other policies you may be interested in:
Make sure your vehicles are covered with a tailored policy from LBH. We will make sure you are protected in the event of a claim so you can focus on your business, not the paperwork. More Info
Your tools are essential to allow you to carry out your work. Don’t be left ill-equipped in the event of a burglary or damage to your tools, ensure you are covered so that you can keep working. More Info
Contract Works Insurance
Insure your work, tools and plant whilst the project is in progress to avoid any unexpected issues in the event of a claim. More Info